ATM Research (ATM) Terms & Conditions

1. ATM
ATM will provide updated content for each Weekly Report up to 52 times per year and up to 240 times per year for each ATM Daily Report. The Content Editor in its sole discretion will determine the amount of content provided in each update based on the prevailing market conditions at the time of publication.

ATM will send weekly emails, mid-week alerts and other emails to members as part of the ATM paid service. By agreeing to the terms and conditions and being a paid member of ATM you agree to receive the weekly emails which alert members that the weekly reports are posted to the website, periodic mid-week alerts which are updates for members and our morning daily.

2. WARNING
The site contains investment reports, views, opinions, conclusions, estimates, recommendations and other information (Information). However, such Information comprises general securities information only, and has not been prepared taking into account the particular investment objectives, financial situation and needs of any particular person. /Individuals should therefore assess whether it is appropriate in light of individual circumstances, or discuss, with their financial planner or advisor, the merits of each recommendation for their own specific circumstances. ATM has made every effort to ensure the reliability of the views and recommendations expressed in the reports published on its websites. However, no warranty is made as to the accuracy or reliability of any estimates, opinions, conclusions, recommendations (which may change without notice) or other information contained in this website. ATM research is based upon information known to us or which was obtained from sources which we believed to be reliable and accurate at time of publication.

There may be a product disclosure statement or other offer document for the securities and financial products we write about in ATM. In these cases you should obtain a copy of the product disclosure statement or offer document before making any decision about whether to acquire the security or product.

3. Access to the Site and Premium Content
Access to some content on the ATM website is restricted. To access premium content on the ATM websites you are required to hold a valid subscription to one or more ATM reports. You will be provided with a username and password to access the premium content. The extent of premium content provided to you is dependent on the ATM report or reports to which you have subscribed.

4. Use of the Site and Reproduction of Content (Copyright)
Communication on this website is being furnished to you solely for your information and may not be copied or redistributed to any other person. It is provided on the condition that you keep it confidential and do not copy or circulate it in whole or in part. The material provided on ATM is copyright protected. You may view the Website and its contents using a web browser. You may make copies of portions of this Website solely for your own personal reference, information, research or study provided that you do not modify the copy from how it appears on the Website and you must include the copyright notice appearing above on any copy that you make. The material may not otherwise be used, copied, reproduced, published, stored in a retrieval system, altered or transmitted in any form or by any means in whole or part (except where such use constitutes fair dealing under the Copyright Act) without the prior written approval of ATM.

5. Limitation of Liability
ATM gives no representation or warranty in relation to the ATM websites.
To the extent permitted by law, ATM and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the websites whether or not caused by any negligent act or omission. If the law prohibits the exclusion of such liability, ATM hereby limits its liability, to the extent permitted by law, to the re-supply (or the cost of re-supply) of the information on the websites.

6. Financial Services Provider

ATM is a registered financial services provider, regulated by the FMA: Financial Service Provider No. FSP774812

7. Disclosure
Employees and/or associates of ATM may hold one or more of the stocks reviewed by ATM. These holdings should not be seen in any way as a recommendation. All ATM staff must adhere to a staff trading policy.

8. Subscriptions and Subscription Prices
To access premium content you must subscribe to one or more reports on the ATM websites.
To subscribe you must go to the subscription page on the ATM website, provide the information marked as “Mandatory” and select the payment option for the price quoted (at the time of your transaction).
Prices published on the website for ATM goods and services are quoted in NZD or AUD or USD or GBP or EUR and are inclusive of GST in New Zealand. ATM has used reasonable endeavours to ensure that prices for subscription to ATM’ services are published accurately on the websites but these prices are subject to change and ATM reserves the right to change these prices without prior notice at any time. Prices charged and payable will be those quoted at the time you completed your subscription application.

9. Cancelations
Member satisfaction is important to us, and we understand that our service will not suit everyone’s needs. Accordingly all new subscribers to ATM Reports are entitled to a 30 day money back guarantee (please note that this does not apply to existing or past Members).
Please note, that without exception, refunds cannot be made after the initial 30 days.

10. Link to/from ATM Sites
ATM has not reviewed any of the websites which link to this Homepage or to which this Homepage links. ATM is not responsible for the content of any other website or pages linked to or linking to the Homepage. ATM does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

11. Payments
Card Payments are processed through the secure Windcave system for mutual security. Encryption protection is managed with an SSL (Secure Socket Layer) certificate, industry standard 128bit encryption software. The name that will appear on your statement will be "ATM Research".